We offer  policies for

anyone ages 0-85.

We offer Permanent & Term Life Insurance

for Funeral Expenses.

WHOLE LIFE PLANS

Our whole life plans last your entire life. With most plans, coverage is available from day one.

Immediate Benefit Plans: Up to $30,000 in coverage.

  • ULTIMATE PREFERRED

    • Whole Life Coverage
    • Minimum Face Amount: $10,000
    • Maximum Face Amount: $30,000
    • Issue Ages: 0 – 85
    • No History Of Tobacco/Nicotine Use (Within Past 10 Years)
    • For Those Free Of Health Issues

  • SUPER PREFERRED

    • Whole Life Coverage
    • Minimum Face Amount: $5,000
    • Maximum Face Amount: $30,000
    • Issue Ages: 0 – 85
    • No History of Tobacco/Nicotine Use (Within Past 5 Years)
    • For Those Free Of Health Issues

  • PREFFERRED

    • Whole Life Coverage
    • Minimum Face Amount: $1,000
    • Maximum Face Amount: $20,000
    • Issue Ages: 0 – 85
    • No History of Tobacco/Nicotine Use (Within Past 12 Months)
    • For Those With Minor Health Issues

  • PLATINUM PROTECTION

    • Whole Life Coverage
    • Minimum Face Amount: $5,000
    • Maximum Face Amount: $30,000
    • Issue Age: 55 – 85
    • No Restrictions For Tobacco/Nicotine Use
    • For Those With Minor Health Issues

  • STANDARD

    • Whole Life Coverage
    • Minimum Face Amount: $1,000
    • Maximum Face Amount: $20,000
    • Issue Ages: 0 – 85
    • No Restrictions For Tobacco/Nicotine Use

  • 20 PAY STANDARD

    • Whole Life Coverage
    • Minimum Face Amount: $1,000
    • Maximum Face Amount: $20,000
    • Issue Ages: 0 – 60
    • No Restrictions For Tobacco/Nicotine Use

Limited Benefit Plans: Up to $15,000 in coverage.

  • MODIFIED

    • Whole Life Coverage
    • Minimum Face Amount: $1,000
    • Maximum Face Amount: $15,000
    • Issue Ages: 0 – 85
    • No Restrictions For Tobacco/Nicotine Use
    • Benefit: Years 1-2 110% Of Premiums Paid; Year 3+ Full Face Amount
    • For Those With Moderate Health Conditions

  • EASY ISSUE

    • Whole Life Coverage
    • Minimum Face Amount: $1,000
    • Maximum Face Amount: $10,000
    • Issue Ages: 0 – 85
    • No Restrictions For Tobacco/Nicotine Use
    • Benefit: Years 1-3 110% Of Premiums Paid; Year 4+ Full Face Amount
    • For Those With Significant Health Conditions

  • GUARANTEED ISSUE

    • Whole Life Coverage
    • Minimum Face Amount: $1,000
    • Maximum Face Amount: $10,000
    • Issue Ages: 0 – 85
    • No Restrictions For Tobacco/Nicotine Use
    • Benefit: Years 1-3 110% Of Premiums Paid; Year 4+ Full Face Amount
    • Guaranteed To Anyone 0 – 85, Regardless Of Health Conditions

Policy Riders Available

Accidental Death (AD&D)

If death occurs due to an accident, your benefit will double based on your natural coverage amount.

TERM LIFE PLANS

Only need 20 years of coverage? This is available with our term life insurance plans.

TERM LIFE PLANS: UP TO $50,000 IN COVERAGE

  • 20-YEAR TERM

    • Term Life Coverage
    • Minimum Face Amount: $10,000
    • Maximum Face Amount: $50,000
    • Issue Ages: 20 – 65
    • No Restrictions For Tobacco/Nicotine Use

  • 20-YEAR TERM: RETURN OF PREMIUM

    • Term Life Coverage
    • Face Amounts: $10,000, $20,000, $30,000, $40,000, And $50,000 Only
    • Issue Ages (Non-Tobacco Users): 20 – 60
    • Issue Ages (Tobacco Users Within Past 12 Months): 20 – 45
    • 100% Premiums Paid Back At The End Of The 20 Year Term

  • TERM TO AGE 90

    • Term Life Coverage
    • Face Amounts: $10,000, $20,000, $30,000, $40,000, and $50,000
    • Issue Ages: 18 – 80
    • No Restrictions For Tobacco/Nicotine Use

  • TERM TO AGE

    • Term Life Coverage
    • Minimum Face Amount: $5,000
    • Maximum Face Amount: $50,000
    • Issue Ages: 50 – 75
    • No History of Tobacco/Nicotine Use (Within Past 12 Months)
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*Issuance of insurance is based on answers to health questions on the application.

**Policy will be paid once death cert has been received and approved.

§As long as premiums are paid.

ADDITIONAL BENEFIT

INCLUDED IN ALL OUR PLANS

When a policyholder passes away — we want to make sure things go smoothly and easily for the loved ones taking care of the funeral arrangements. On your behalf, our team immediately goes into action to help surviving loved ones in charge of funeral arrangements cope with the many details that immediately arise.


  • When you enroll for coverage, you can also decide the style of funeral you want. The final wishes form makes it fast and simple.
  • We keep your wishes safe and secure on file.
  • Your loved ones get a 24-hour toll-free service number to call in time of need.
  • Our team immediately goes into action — comparing up to 3 different funeral homes to find the best price available.
  • Families save an average of $3,000 to $6,000 on funeral costs and merchandise.


Our funeral planning wish team is not affiliated with any religion, funeral home, cemetery, or any particular funeral approach. There is never any obligation or pressure to buy anything from anyone.


We have saved policyholder families

Thousands of Dollars

on funeral costs over the years.

Are you ready to protect your family?

GET A QUOTE