We offer  policies for

anyone ages 0-85.

We offer Permanent Life Insurance

for Funeral Expenses.

OUR BENEFIT PLANS

Our plans last your entire life.

First day coverage available for most applicants with simplified underwriting.

Immediate Benefit Plans: Up to $35,000 in coverage.

  • FINAL EXPENSE

    • Whole Life Coverage
    • Minimum Premium is $15 per month before riders
    • Ages 0-80: Up to $35,000 Benefit
    • Ages 81-85: Up to $15,000 Benefit
    • No History Of Tobacco/Nicotine Use (Within Past 10 Years)
    • For Those Free Of Health Issues

  • 20-YEAR PAY

    • Whole Life Coverage
    • Minimum Premium is $15/month before riders
    • Premiums payable for 20 Years
    • Ages 0-80: Up to $35,000 Benefit
    • Spearate rates for non-tobacco/tobacco users
    • Includes Terminal Illness Benefit Provision

Limited Benefit Plans: Up to $15,000 in coverage.

  • 2-YEAR MODIFIED

    • Whole Life Coverage
    • Minimum Premium is $15/month before riders
    • Ages 50-80: Up to $15,000 Benefit
    • Death Benefit: 1st Year - ROP+10%; 2-Year ROP+20%; Thereafter: Full Benefit

  • 3- YEAR MODIFIED

    • Whole Life Coverage
    • Minimum Premium is $15/month before riders
    • Ages 0-49: Up to $15,000 Benefit
    • Death Benefit: 1st Year - ROP+10%; 2-Year ROP+20%; 3-Year: ROP+30%; Thereafter: Full Benefit

Policy Riders Available

Accidental Death (AD&D)

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*Issuance of insurance is based on answers to health questions on the application.

**Policy will be paid once death cert has been received and approved.

§As long as premiums are paid.

ADDITIONAL FREE BENEFIT

INCLUDED IN ALL OUR PLANS

When a policyholder passes away — we want to make sure things go smoothly and easily for the loved ones taking care of the funeral arrangements. On your behalf, our team immediately goes into action to help surviving loved ones in charge of funeral arrangements cope with the many details that immediately arise.


  • When you enroll for coverage, you can also decide the style of funeral you want. The final wishes form makes it fast and simple.
  • We keep your wishes safe and secure on file.
  • Your loved ones get a 24-hour toll-free service number to call in time of need.
  • Our team immediately goes into action — comparing different funeral homes and providers to find the best price available.


Our funeral planning wish team is not affiliated with any religion, funeral home, cemetery, or any particular funeral approach. There is never any obligation or pressure to buy anything from anyone.

We have saved policyholder families

Thousands of Dollars

on funeral costs over the years.

Are you ready to protect your family?

GET A QUOTE